CFA (Communauté Financiaire Africaine) Franc (XOF) = 100 centimes. Notes are in denominations of XOF10,000, 5000, 2500, 2000, 1000 and 500. Coins are in denominations of XOF250, 100, 50, 25, 10, 5 and 1. Togo is part of the French Monetary Area. Only currency issued by the Banque des Etats de l'Afrique de l'Ouest (Bank of West African States) is valid; currency issued by the Banque des Etats de l'Afrique Centrale (Bank of Central African States) is not. The CFA Franc is tied to the Euro.

Foreign currencies can be exchanged at banks and bureaux de change in Lomé and other major cities.

American Express is widely accepted, with more limited use of Diners Club, MasterCard and Visa. The main branch of the Togolese Central Bank in Lomé (BTCI) can give cash withdrawals against a Visa card.

International traveller's cheques are accepted in Lomé and other major cities.

The import of local currency is limited to XOF1 million, the export to XOF25,000. The import of foreign currency is limited to the equivalent of XOF1 million which should be declared on arrival. The export of foreign currency is limited to the amount declared on entry.

Mon-Fri 0800-1600.