Cedi (GHC) = 100 pesewas. Notes are in denominations of GHC20,000, 10,000, 5000, 2000 and 1000. Coins are in denominations of 500, 200, 100 and 50 pesewas. The Cedi is pegged to the US$ at an adjustable rate.

The exchange rate system has been liberalised and foreign currency is freely available through authorised dealers including banks and foreign exchange bureaux. Cash is exchanged at a more preferential rate than traveller's cheques.

Credit cards (mainly American Express, Diners Club and Visa) are accepted by leading hotels, restaurants, banks, businesses and some shops. Some banks may give cash advances against leading cards. However, those using credit cards should be aware that credit card fraud is common. In large urban areas such as Accra and Kumasi ATMs are commonplace.

To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars or Pounds Sterling. Traveller's cheques can be exchanged in large hotels, banks and foreign exchange bureaux.

The import of local currency is limited to amounts which have previously been permitted to be taken out of the country and this must be noted in the passport/travel documents; it must also be declared. Unused local currency can be re-exchanged on proof of authorised exchange, and visitors are advised to retain all currency exchange receipts. The export of local currency is limited to GHC5000. The import of foreign currency is unlimited, subject to declaration (on exchange control form T5 which must be retained to record transactions). The export of foreign currency is limited to US$5000.

Mon-Fri 0830-1500.

Date	Jul 06
£1.00=	GHC16,841.97
$1.00=	GHC9,252.85

Note: The Cedi is pegged to the US Dollar at an adjustable rate.