CFA (Communauté Financiaire Africaine) Franc (XAF) = 100 centimes. Notes are in denominations of XAF10,000, 5000, 2000, 1000 and 500. Coins are in denominations of XAF250, 100, 50, 25, 10, 5 and 1. Chad is part of the French Monetary Area. Only currency issued by the Banque des Etats de l’Afrique Centrale (Bank of Central African States) is valid; currency issued by the Banque des Etats de l’Afrique de l’Ouest (Bank of West African States) is not. The CFA Franc is tied to the Euro.

It is advisable to bring US Dollars or Euros rather than Sterling into the country. CFA Francs can be difficult to exchange outside the French Monetary Area.

Diners Club, MasterCard and Visa are accepted at two hotels in N’Djaména. It may not be possible to obtain cash advances at banks on credit cards.

May be exchanged at one or two banks in N’Djaména. To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in Euros.

If importing or exporting local currency from other countries in the French monetary area, there are no restrictions; the import or export of local currency from any other country is limited to XAF10,000. Import of foreign currency is unrestricted, provided declared upon arrival. Export of foreign currency is limited to the amount imported and declared.

Mon-Sat 0700-1300, Fri 0700-1030.